Terms & Conditions

Terms of Service

Welcome to Havvest International Investments Limited ("Havvest")! We are thrilled to have you as a valued user of our financial technology services. Before you proceed, please take a moment to review and understand our Terms of Service outlined below. By accessing or using any of our services, you acknowledge that you have read, understood, and agreed to be bound by these terms. If you do not agree with any part of these terms, please refrain from using our services.

1. Acceptance of Terms
   
   By accessing our website or utilizing any of our services, you agree to comply with these Terms of Service, as well as any additional terms, conditions, and policies that we may provide or update from time to time. It is your responsibility to review these terms periodically to stay informed of any changes.

2. User Eligibility
   
   Our services are intended for individuals who are of legal age to enter into binding agreements in their respective jurisdictions. By using our services, you confirm that you meet the required legal age criteria and are fully eligible to engage with us.

3. Account Registration
   
   To access certain features or services, you may be required to create an account with us. You agree to provide accurate, complete, and up-to-date information during the registration process. It is your responsibility to maintain the confidentiality of your account credentials and promptly notify us of any unauthorized access or use of your account.

4. User Responsibilities a) Compliance:
   
   You agree to comply with all applicable laws, regulations, and industry standards while using our services. You shall not engage in any illegal, unauthorized, or prohibited activities that may disrupt, damage, or compromise the security and integrity of our systems or the privacy of other users. b) Security: You are responsible for safeguarding your own devices, network connections, and any personal information shared with us. Havvest will not be liable for any loss, damage, or unauthorized access resulting from your failure to implement appropriate security measures. c) Prohibited Activities: You must not engage in any activities that may cause harm, interfere with, or disrupt our services or the experience of other users. This includes, but is not limited to, transmitting malware, spamming, phishing, reverse engineering, or attempting to gain unauthorized access to our systems.

5. Intellectual Property
   
   All intellectual property rights related to our services, including trademarks, copyrights, logos, and software, are owned by Havvest or our licensors. You agree not to use, reproduce, modify, or distribute any proprietary information without our prior written consent.

6. Disclaimer of Warranties
   
   While we strive to provide reliable and accurate services, Havvest does not warrant or guarantee the completeness, timeliness, or accuracy of any information or content on our platform. The use of our services is at your own risk, and we disclaim all warranties, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability
   
   Havvest shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use our services, even if we have been advised of the possibility of such damages. In jurisdictions where the exclusion or limitation of liability is not allowed, our liability shall be limited to the maximum extent permitted by law.

8. Privacy Policy
   
   Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information when you use our services.

9. Termination
   
   Havvest reserves the right to suspend, terminate, or restrict your access to our services at any time, with or without cause, and without prior notice. You may also terminate your account with us at any time by contacting our support team.

1. Governing Law and Dispute Resolution
   
   These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Havvest is registered. Any disputes or claims arising out of or relating to these terms or your use of our services shall be resolved through amicable negotiations between the parties.
   
   If the parties are unable to reach a resolution through negotiations, any unresolved dispute or claim shall be submitted to binding arbitration in accordance with the rules and procedures of the selected arbitration institution. The arbitration shall take place in the jurisdiction where Havvest is registered. The decision of the arbitrator shall be final and binding on both parties.

1. Modification of Terms
   
   Havvest reserves the right to modify or update these Terms of Service at any time without prior notice. Any changes will be effective immediately upon posting on our website or notifying you through other means. It is your responsibility to review the updated terms regularly. Continued use of our services after any modifications constitutes your acceptance of the revised terms.

2. Severability
   
   If any provision of these Terms of Service is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired.

3. Entire Agreement
   
   These Terms of Service, along with any additional terms, conditions, and policies referenced herein, constitute the entire agreement between you and Havvest regarding your use of our services, superseding any prior agreements or understandings, whether oral or written.

4. Contact Information
   
   If you have any questions, concerns, or feedback regarding these Terms of Service or our services, please contact us through the contact information provided on our website.

Thank you for taking the time to read and understand our Terms of Service. We appreciate your trust in Havvest and look forward to serving you with excellence and integrity.

Last Updated: 1st May, 2023.